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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,901 | $103,393+143.6% | $87,103+189.2% | $152,909+64.7% |
| Participation rate | 70.0% | 79.4%-9.4pp | 76.9%-6.9pp | 82.5%-12.5pp |
| Annual return | 26.45% | 28.10%-1.6pp | 28.19%-1.7pp | 345.46%-319.0pp |
| Employer contribution / active EE | $2,046 | $3,221-36.5% | $2,521-18.9% | $4,764-57.1% |
| Participant deferral / active EE | $5,335 | $4,778+11.6% | $4,049+31.8% | $5,851-8.8% |
| Admin fee / account holder | $1,124 | $12,195-90.8% | $7,491-85.0% | $11,601-90.3% |