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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,066 | $124,346+224.2% | $111,308+262.1% | $167,536+140.6% |
| Participation rate | 85.7% | 79.6%+6.1pp | 77.3%+8.4pp | 82.1%+3.6pp |
| Annual return | 16.93% | 37.45%-20.5pp | 54.67%-37.7pp | 478.82%-461.9pp |
| Employer contribution / active EE | $2,546 | $3,437-25.9% | $2,732-6.8% | $4,839-47.4% |
| Participant deferral / active EE | $6,651 | $5,182+28.4% | $4,487+48.2% | $6,342+4.9% |
| Admin fee / account holder | $24,849 | $10,621+134.0% | $7,965+212.0% | $12,315+101.8% |