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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,730 | $65,367+95.4% | $92,915+37.5% | $72,976+75.0% |
| Participation rate | 86.0% | 68.3%+17.7pp | 76.0%+10.0pp | 69.5%+16.5pp |
| Annual return | 22.18% | 42.11%-19.9pp | 109.45%-87.3pp | 81.02%-58.8pp |
| Employer contribution / active EE | $14,999 | $2,594+478.3% | $3,653+310.5% | $2,440+514.7% |
| Participant deferral / active EE | $1,459 | $3,128-53.4% | $4,238-65.6% | $3,608-59.6% |
| Admin fee / account holder | $1,323 | $4,251-68.9% | $5,796-77.2% | $5,124-74.2% |