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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,758 | $63,346+74.8% | $92,240+20.1% | $70,126+57.9% |
| Participation rate | 83.1% | 68.7%+14.4pp | 76.5%+6.6pp | 69.5%+13.6pp |
| Annual return | 15.69% | 530.19%-514.5pp | 176.29%-160.6pp | 73.15%-57.5pp |
| Employer contribution / active EE | $13,945 | $2,471+464.3% | $3,680+279.0% | $2,343+495.3% |
| Participant deferral / active EE | $1,217 | $2,854-57.4% | $3,897-68.8% | $3,332-63.5% |
| Admin fee / account holder | $10,116 | $3,841+163.4% | $5,194+94.8% | $4,645+117.8% |