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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,396 | $52,678+65.9% | $75,784+15.3% | $59,633+46.6% |
| Participation rate | 90.7% | 67.2%+23.4pp | 75.8%+14.8pp | 68.7%+22.0pp |
| Annual return | -0.32% | 2.95%-3.3pp | 9.68%-10.0pp | 2041.45%-2041.8pp |
| Employer contribution / active EE | $7,474 | $2,193+240.8% | $3,323+124.9% | $2,203+239.3% |
| Participant deferral / active EE | $1,010 | $2,591-61.0% | $3,652-72.3% | $3,192-68.3% |
| Admin fee / account holder | $5,672 | $3,610+57.1% | $5,300+7.0% | $4,297+32.0% |