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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,788 | $100,060+40.7% | $149,721-6.0% | $70,126+100.8% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.1%+12.9pp | 69.5%+30.5pp |
| Annual return | 11.17% | 27.46%-16.3pp | 1501.67%-1490.5pp | 73.15%-62.0pp |
| Employer contribution / active EE | $1,963 | $3,661-46.4% | $5,444-64.0% | $2,343-16.2% |
| Participant deferral / active EE | $2,442 | $4,982-51.0% | $6,568-62.8% | $3,332-26.7% |
| Admin fee / account holder | $3,974 | $8,285-52.0% | $11,282-64.8% | $4,645-14.5% |