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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,116 | $110,083+165.4% | $151,645+92.6% | $68,490+326.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | 13.19% | -10.12%+23.3pp | 3.34%+9.8pp | -7.85%+21.0pp |
| Employer contribution / active EE | $2,501 | $4,470-44.0% | $6,165-59.4% | $2,597-3.7% |
| Participant deferral / active EE | $2,821 | $6,526-56.8% | $8,363-66.3% | $4,028-30.0% |
| Admin fee / account holder | $10,936 | $7,718+41.7% | $11,614-5.8% | $5,403+102.4% |