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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,338 | $125,797+113.3% | $170,057+57.8% | $75,177+256.9% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 8.05% | 27.20%-19.1pp | 53.42%-45.4pp | 160.75%-152.7pp |
| Employer contribution / active EE | $2,283 | $4,616-50.5% | $6,790-66.4% | $2,671-14.5% |
| Participant deferral / active EE | $2,411 | $6,838-64.7% | $10,411-76.8% | $4,126-41.6% |
| Admin fee / account holder | $9,307 | $8,177+13.8% | $12,826-27.4% | $5,651+64.7% |