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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,137 | $124,314-60.5% | $109,163-55.0% | $167,518-70.7% |
| Participation rate | 85.7% | 79.4%+6.3pp | 75.9%+9.8pp | 82.1%+3.6pp |
| Annual return | 7.97% | 26.04%-18.1pp | 25.75%-17.8pp | 478.71%-470.7pp |
| Employer contribution / active EE | $11,085 | $4,209+163.4% | $3,723+197.8% | $4,838+129.1% |
| Participant deferral / active EE | $8,252 | $5,256+57.0% | $4,654+77.3% | $6,342+30.1% |
| Admin fee / account holder | $25,378 | $7,973+218.3% | $6,754+275.7% | $12,312+106.1% |