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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,353 | $106,247-51.7% | $96,515-46.8% | $139,466-63.2% |
| Participation rate | 77.8% | 77.8%-0.1pp | 74.3%+3.4pp | 80.3%-2.6pp |
| Annual return | 12.88% | 38.47%-25.6pp | 35.73%-22.8pp | 373.66%-360.8pp |
| Employer contribution / active EE | $5,590 | $4,106+36.2% | $3,740+49.5% | $4,754+17.6% |
| Participant deferral / active EE | $4,778 | $5,456-12.4% | $4,880-2.1% | $6,712-28.8% |
| Admin fee / account holder | $10,382 | $7,885+31.7% | $6,735+54.1% | $11,409-9.0% |