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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,855 | $115,814-51.8% | $101,275-44.8% | $158,982-64.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 13.03% | 56.16%-43.1pp | 46.48%-33.5pp | 302.99%-290.0pp |
| Employer contribution / active EE | $8,458 | $4,176+102.5% | $3,660+131.1% | $4,763+77.6% |
| Participant deferral / active EE | $7,364 | $4,958+48.5% | $4,371+68.5% | $5,983+23.1% |
| Admin fee / account holder | $5,330 | $7,249-26.5% | $5,948-10.4% | $11,252-52.6% |