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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,380 | $89,259+78.6% | $107,187+48.7% | $82,637+92.9% |
| Participation rate | 98.8% | 67.9%+30.8pp | 75.0%+23.7pp | 68.1%+30.7pp |
| Annual return | 9.15% | 21.02%-11.9pp | 204.55%-195.4pp | 53.51%-44.4pp |
| Employer contribution / active EE | $6,173 | $3,080+100.4% | $3,782+63.2% | $2,552+141.9% |
| Participant deferral / active EE | $7,676 | $4,037+90.1% | $5,096+50.6% | $4,126+86.0% |
| Admin fee / account holder | $25,858 | $7,381+250.3% | $9,162+182.2% | $7,339+252.4% |