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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,060 | $81,457+99.0% | $103,378+56.8% | $80,911+100.3% |
| Participation rate | 98.7% | 66.8%+31.8pp | 74.5%+24.2pp | 67.6%+31.0pp |
| Annual return | 14.30% | 25.58%-11.3pp | 24.91%-10.6pp | 35.63%-21.3pp |
| Employer contribution / active EE | $7,998 | $3,107+157.4% | $3,870+106.6% | $2,756+190.2% |
| Participant deferral / active EE | $8,190 | $3,871+111.6% | $5,058+61.9% | $4,297+90.6% |
| Admin fee / account holder | $5,432 | $6,717-19.1% | $8,401-35.3% | $6,935-21.7% |