Retirement plan

NORTHWEST EARTHMOVERS, INC. 401(K) PROFIT SHARING PLAN

Name: NORTHWEST EARTHMOVERS, INC. - NORTHWEST EARTHMOVERS, INC. 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: NORTHWEST EARTHMOVERS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NORTHWEST EARTHMOVERS, INC. 401(K) PROFIT SHARING PLAN, NORTHWEST EARTHMOVERS, INC.

NORTHWEST EARTHMOVERS, INC.EIN 93-0858008Plan #001PY 2017

PO BOX 1609 - SHERWOOD, OR 971401609503-625-3100nwearthmovers.comLinkedIn51-200 employeesconstruction

Other plans on this EIN

1 filing

#002Retirement-$2.0M assets

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$11.1M

+6.4% from 2016

Total participants

102

-1.9% from 2016

Average account balance

$113,691

-3.4% from 2016

Annual return

10.85%

+14.69 pp from 2016

Benchmarks

See 14,318 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort14,318 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$16.42M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$159K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

103

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

127.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.12M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.15%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$25858

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2D2E2F2G2J2T3D

Plan features

2D
Offset plan
Plan benefits are subject to offset for retirement benefits provided in another plan or arrangement of the employer.
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$1.3M

$15100 / participant

Other / not subdivided$1M100.0%

% of EOY assets

11.520%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$113,691

$63,346+79.5%

$92,240+23.3%

$70,126+62.1%

Participation rate

95.3%

68.7%+26.6pp

76.5%+18.8pp

69.5%+25.8pp

Annual return

10.85%

530.19%-519.3pp

176.29%-165.4pp

73.15%-62.3pp

Employer contribution / active EE

$5,090

$2,471+106.0%

$3,680+38.3%

$2,343+117.3%

Participant deferral / active EE

$3,429

$2,854+20.1%

$3,897-12.0%

$3,332+2.9%

Admin fee / account holder

$13,097

$3,841+241.0%

$5,194+152.2%

$4,645+181.9%

NORTHWEST EARTHMOVERS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NORTHWEST EARTHMOVERS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion