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| Provider | Service type | Compensation |
|---|---|---|
HARFST AND ASSOCIATES4 years Service code 26 · EIN 90-0534269 1970 ASHLAND STREET · ASHLAND, OR 97520 | Advisory (Participants) | $28,420 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,815 | $80,748+38.5% | $102,383+9.2% | $74,429+50.2% |
| Participation rate | 92.0% | 65.7%+26.4pp | 74.5%+17.5pp | 67.2%+24.8pp |
| Annual return | 13.59% | 27.57%-14.0pp | 24.94%-11.3pp | 1368.38%-1354.8pp |
| Employer contribution / active EE | $4,543 | $3,159+43.8% | $3,870+17.4% | $2,625+73.1% |
| Participant deferral / active EE | $5,538 | $3,861+43.4% | $5,060+9.5% | $4,348+27.4% |
| Admin fee / account holder | $455 | $2,371-80.8% | $8,391-94.6% | $1,944-76.6% |