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| Provider | Service type | Compensation |
|---|---|---|
HARFST AND ASSOCIATES4 years Service code 26 · EIN 90-0534269 1970 ASHLAND STREET · ASHLAND, OR 97520 | Advisory (Participants) | $28,420 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,815 | $80,781+38.4% | $102,437+9.2% | $74,478+50.1% |
| Participation rate | 92.0% | 65.7%+26.4pp | 74.5%+17.5pp | 67.2%+24.8pp |
| Annual return | 13.59% | 27.58%-14.0pp | 24.95%-11.4pp | 1370.56%-1357.0pp |
| Employer contribution / active EE | $4,543 | $3,160+43.8% | $3,871+17.4% | $2,626+73.0% |
| Participant deferral / active EE | $5,538 | $3,862+43.4% | $5,060+9.4% | $4,350+27.3% |
| Admin fee / account holder | $455 | $2,372-80.8% | $8,388-94.6% | $1,946-76.6% |