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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $460,424 | $96,558+376.8% | $80,977+468.6% | $273,972+68.1% |
| Participation rate | 94.7% | 79.1%+15.7pp | 75.8%+18.9pp | 83.0%+11.7pp |
| Annual return | -2.40% | 15.14%-17.5pp | 17.11%-19.5pp | 41.46%-43.9pp |
| Employer contribution / active EE | $22,699 | $4,869+366.2% | $3,715+511.1% | $4,869+366.2% |
| Participant deferral / active EE | $12,792 | $6,598+93.9% | $5,696+124.6% | $5,287+141.9% |
| Admin fee / account holder | $5,801 | $7,493-22.6% | $5,517+5.1% | $10,133-42.8% |