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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $620,188 | $115,917+435.0% | $100,535+516.9% | $158,982+290.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | -1.81% | 34.80%-36.6pp | 30.90%-32.7pp | 302.99%-304.8pp |
| Employer contribution / active EE | $25,364 | $4,105+517.9% | $3,419+641.9% | $4,763+432.5% |
| Participant deferral / active EE | $14,322 | $6,677+114.5% | $6,271+128.4% | $5,983+139.4% |
| Admin fee / account holder | $13,874 | $11,002+26.1% | $8,085+71.6% | $11,252+23.3% |