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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $903,361 | $97,289+828.5% | $92,805+873.4% | $155,188+482.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 10.03% | 29.03%-19.0pp | 31.59%-21.6pp | 148.84%-138.8pp |
| Employer contribution / active EE | $30,408 | $3,632+737.2% | $3,424+788.1% | $4,248+615.9% |
| Participant deferral / active EE | $13,258 | $8,795+50.7% | $8,448+56.9% | $6,531+103.0% |
| Admin fee / account holder | $11,082 | $12,015-7.8% | $10,911+1.6% | $14,480-23.5% |