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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,673 | $86,938-3.8% | $102,423-18.3% | $80,925+3.4% |
| Participation rate | 71.7% | 72.4%-0.6pp | 76.5%-4.8pp | 67.7%+4.1pp |
| Annual return | 12.19% | 18.89%-6.7pp | 29.42%-17.2pp | 35.65%-23.5pp |
| Employer contribution / active EE | $698 | $2,369-70.5% | $3,023-76.9% | $2,756-74.7% |
| Participant deferral / active EE | $3,205 | $4,120-22.2% | $5,054-36.6% | $4,299-25.4% |
| Admin fee / account holder | $15,738 | $8,053+95.4% | $9,455+66.5% | $6,940+126.8% |