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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,043 | $62,589-4.1% | $76,768-21.8% | $64,173-6.4% |
| Participation rate | 66.7% | 72.8%-6.2pp | 77.0%-10.3pp | 69.6%-2.9pp |
| Annual return | -6.84% | -1.95%-4.9pp | 2.43%-9.3pp | 7.63%-14.5pp |
| Employer contribution / active EE | $557 | $1,832-69.6% | $2,485-77.6% | $2,381-76.6% |
| Participant deferral / active EE | $1,426 | $3,145-54.6% | $3,852-63.0% | $3,470-58.9% |
| Admin fee / account holder | $2,274 | $4,667-51.3% | $6,675-65.9% | $4,887-53.5% |