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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,249 | $109,863+30.4% | $98,477+45.5% | $167,518-14.5% |
| Participation rate | 69.2% | 75.8%-6.6pp | 73.3%-4.1pp | 82.1%-12.9pp |
| Annual return | 14.32% | 1958.09%-1943.8pp | 1493.59%-1479.3pp | 478.71%-464.4pp |
| Employer contribution / active EE | $2,610 | $3,225-19.1% | $2,961-11.8% | $4,838-46.1% |
| Participant deferral / active EE | $5,681 | $4,673+21.6% | $4,276+32.9% | $6,342-10.4% |
| Admin fee / account holder | $2,520 | $6,755-62.7% | $5,951-57.7% | $12,312-79.5% |