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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,905 | $100,938+2.9% | $90,461+14.9% | $158,982-34.6% |
| Participation rate | 69.2% | 75.0%-5.8pp | 72.7%-3.5pp | 82.0%-12.7pp |
| Annual return | 21.99% | 1727.20%-1705.2pp | 1294.76%-1272.8pp | 302.99%-281.0pp |
| Employer contribution / active EE | $2,752 | $3,691-25.4% | $3,264-15.7% | $4,763-42.2% |
| Participant deferral / active EE | $5,809 | $4,350+33.5% | $3,964+46.5% | $5,983-2.9% |
| Admin fee / account holder | $19,411 | $6,510+198.2% | $5,617+245.6% | $11,252+72.5% |