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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,142 | $99,011-32.2% | $86,582-22.5% | $147,586-54.5% |
| Participation rate | 60.0% | 76.3%-16.3pp | 73.5%-13.5pp | 82.8%-22.8pp |
| Annual return | 22.58% | 1312.75%-1290.2pp | 965.08%-942.5pp | 578.59%-556.0pp |
| Employer contribution / active EE | $2,072 | $3,132-33.9% | $2,839-27.0% | $4,876-57.5% |
| Participant deferral / active EE | $4,364 | $3,972+9.9% | $3,609+20.9% | $5,439-19.8% |
| Admin fee / account holder | $633 | $5,709-88.9% | $4,904-87.1% | $10,886-94.2% |