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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,285 | $127,790-38.0% | $106,555-25.6% | $167,536-52.7% |
| Participation rate | 93.3% | 78.3%+15.1pp | 76.1%+17.2pp | 82.1%+11.2pp |
| Annual return | 2.43% | 33.88%-31.4pp | 26.80%-24.4pp | 478.82%-476.4pp |
| Employer contribution / active EE | $1,870 | $3,428-45.4% | $2,819-33.7% | $4,839-61.4% |
| Participant deferral / active EE | $4,758 | $5,088-6.5% | $4,399+8.2% | $6,342-25.0% |
| Admin fee / account holder | $3,637 | $11,229-67.6% | $7,408-50.9% | $12,315-70.5% |