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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,972 | $104,251-62.6% | $91,004-57.2% | $147,586-73.6% |
| Participation rate | 86.4% | 78.2%+8.1pp | 75.6%+10.8pp | 82.8%+3.5pp |
| Annual return | 6.84% | 27.06%-20.2pp | 4.60%+2.2pp | 578.59%-571.8pp |
| Employer contribution / active EE | $1,179 | $3,116-62.2% | $2,456-52.0% | $4,876-75.8% |
| Participant deferral / active EE | $2,993 | $4,195-28.7% | $3,548-15.6% | $5,439-45.0% |
| Admin fee / account holder | $3,138 | $8,948-64.9% | $5,417-42.1% | $10,886-71.2% |