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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,699 | $116,203-46.0% | $93,621-33.0% | $152,909-59.0% |
| Participation rate | 87.5% | 78.1%+9.4pp | 75.8%+11.7pp | 82.5%+5.0pp |
| Annual return | 8.85% | 35.96%-27.1pp | 32.76%-23.9pp | 345.46%-336.6pp |
| Employer contribution / active EE | $1,225 | $3,219-61.9% | $2,719-54.9% | $4,764-74.3% |
| Participant deferral / active EE | $3,861 | $4,605-16.2% | $4,070-5.1% | $5,851-34.0% |
| Admin fee / account holder | $4,600 | $10,751-57.2% | $7,890-41.7% | $11,601-60.3% |