Retirement plan

CENTRAL OREGON PEDIATRIC ASSOCIATES 401(K) PROFIT SHARING PLAN

Name: CENTRAL OREGON PEDIATRIC ASSOCIATES LLP - CENTRAL OREGON PEDIATRIC ASSOCIATES 401(K) PROFIT SHARING PLAN (2018) Form 5500
Creator: CENTRAL OREGON PEDIATRIC ASSOCIATES LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CENTRAL OREGON PEDIATRIC ASSOCIATES 401(K) PROFIT SHARING PLAN, CENTRAL OREGON PEDIATRIC ASSOCIATES LLP

CENTRAL OREGON PEDIATRIC ASSOCIATES LLPEIN 93-0731016Plan #001PY 2018

2200 NE PROFESSIONAL COURT - BEND, OR 97701541-389-6313copakids.comLinkedIn51-200 employeesmedical practice

Prospect flagsHigh feesFailed to transmit contributions

How to read this page

Total assets (EOY)

$9.8M

-3.2% from 2017

Total participants

114

-5.0% from 2017

Average account balance

$85,987

+1.9% from 2017

Annual return

-5.56%

-20.17 pp from 2017

Benchmarks

See 18,164 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort18,164 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$16.11M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$88K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

183

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.41M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.76%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$481

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
PROFESSIONAL CAPITAL SERVICES, LLC2 years Service code 26 · EIN 23-3038464 1801 MARKET STREET, SUITE 1000 · PHILADELPHIA, PA 19103	Advisory (Participants)	$13,741
GRIFFON FINANCIAL PLANNING INC2 years Service code 26 · EIN 32-0167933 780 NW YORK DRIVE, SUITE 105 · BEND, OR 97703	Advisory (Participants)	$12,472
UBS FINANCIAL SERVICES INC2 years Filed as: UBS FINANCIAL SERVICES, INC. Service code 26 · EIN 13-2638166 1000 HARBOR BLVD · WEEHAWKEN, NJ 07086	Advisory (Participants)	$6,642
THE BANK OF NEW YORK MELLON2 years Filed as: BANK OF AMERICA Service code 26 · EIN 94-1687665 150 N COLLEGE STREET · CHARLOTTE, NC 28255	Advisory (Participants)	$5,890
JOHN HANCOCK LIFE INSURANCE COMPANY2 years Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346	Recordkeeping	$172

Plan features & details

Pension benefit codes2A2E2F2G2J2K2R2T3B3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$59K

$605 / participant

Investment mgmt$52K88.1%
Contract admin$1720.3%
Other / not subdivided$7K11.6%

% of EOY assets

0.598%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: JONES & ROTH
Auditor EIN: 930819646
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$85,987

$75,962+13.2%

$154,111-44.2%

$64,173+34.0%

Participation rate

100.0%

70.4%+29.6pp

83.0%+17.0pp

69.6%+30.4pp

Annual return

-5.56%

30.32%-35.9pp

735.18%-740.7pp

7.63%-13.2pp

Employer contribution / active EE

$4,465

$3,350+33.3%

$5,298-15.7%

$2,381+87.5%

Participant deferral / active EE

$4,020

$3,175+26.6%

$5,081-20.9%

$3,470+15.8%

Admin fee / account holder

$515

$5,589-90.8%

$13,411-96.2%

$4,887-89.5%

Provider

Service type

Compensation

PROFESSIONAL CAPITAL SERVICES, LLC2 years

Service code 26 · EIN 23-3038464

1801 MARKET STREET, SUITE 1000 · PHILADELPHIA, PA 19103

Advisory (Participants)

$13,741

GRIFFON FINANCIAL PLANNING INC2 years

Service code 26 · EIN 32-0167933

780 NW YORK DRIVE, SUITE 105 · BEND, OR 97703

Advisory (Participants)

$12,472

UBS FINANCIAL SERVICES INC2 years

Filed as: UBS FINANCIAL SERVICES, INC.

Service code 26 · EIN 13-2638166

1000 HARBOR BLVD · WEEHAWKEN, NJ 07086

Advisory (Participants)

$6,642

THE BANK OF NEW YORK MELLON2 years

Filed as: BANK OF AMERICA

Service code 26 · EIN 94-1687665

150 N COLLEGE STREET · CHARLOTTE, NC 28255

Advisory (Participants)

$5,890

JOHN HANCOCK LIFE INSURANCE COMPANY2 years

Filed as: JOHN HANCOCK

Service code 15 · EIN 01-0233346

Recordkeeping

$172

CENTRAL OREGON PEDIATRIC ASSOCIATES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CENTRAL OREGON PEDIATRIC ASSOCIATES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion