Retirement plan

CENTRAL OREGON PEDIATRIC ASSOCIATES 401(K) PROFIT SHARING PLAN

Name: CENTRAL OREGON PEDIATRIC ASSOCIATES LLP - CENTRAL OREGON PEDIATRIC ASSOCIATES 401(K) PROFIT SHARING PLAN (2020) Form 5500
Creator: CENTRAL OREGON PEDIATRIC ASSOCIATES LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CENTRAL OREGON PEDIATRIC ASSOCIATES 401(K) PROFIT SHARING PLAN, CENTRAL OREGON PEDIATRIC ASSOCIATES LLP

CENTRAL OREGON PEDIATRIC ASSOCIATES LLPEIN 93-0731016Plan #001PY 2020

2200 NE PROFESSIONAL COURT - BEND, OR 97701541-389-6313copakids.comLinkedIn51-200 employeesmedical practice

Prospect flagsHigh feesFailed to transmit contributionsCorrective distributions

How to read this page

Total assets (EOY)

$12.1M

+20.3% from 2019

Total participants

127

+7.6% from 2019

Average account balance

$96,197

+12.6% from 2019

Annual return

15.09%

-1.99 pp from 2019

Benchmarks

See 5,415 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,415 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$16.11M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$88K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

183

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.41M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.76%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$481

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
PROFESSIONAL CAPITAL SERVICES, LLC4 years Service code 12 · EIN 23-3038464 1801 MARKET STREET, SUITE 1000 · PHILADELPHIA, PA 19103	Participant communication; Consulting...	$15,146
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY DOMESTIC HOLDINGS LL Service code 26 · EIN 20-8764829 1 NEW YORK PLAZA · NEW YORK, NY 10004	Advisory (Participants)	$10,361
NORTHWEST FIDUCIARY CONSULTANTS2 years Service code 26 · EIN 93-1160402 1600 VALLEY RIVER DR · EUGENE, OR 97401	Advisory (Participants)	$8,895
THE BANK OF NEW YORK MELLON4 years Filed as: BANK OF AMERICA Service code 26 · EIN 94-1687665 150 N COLLEGE STREET · CHARLOTTE, NC 28255	Advisory (Participants)	$7,112

Plan features & details

Pension benefit codes2A2E2F2G2J2K2R2T3B3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$64K

$600 / participant

Investment mgmt$43K68.3%
Contract admin$16K24.5%
Other / not subdivided$5K7.2%

% of EOY assets

0.525%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: JONES & ROTH
Auditor EIN: 930819646
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$96,197

$58,888+63.4%

$178,499-46.1%

$73,493+30.9%

Participation rate

99.1%

66.2%+32.8pp

81.9%+17.1pp

70.7%+28.4pp

Annual return

15.09%

24.86%-9.8pp

151.10%-136.0pp

28.51%-13.4pp

Employer contribution / active EE

$4,532

$2,236+102.7%

$5,011-9.6%

$2,270+99.6%

Participant deferral / active EE

$3,447

$2,568+34.3%

$5,202-33.7%

$3,740-7.8%

Admin fee / account holder

$505

$400+26.2%

$13,986-96.4%

$513-1.6%

Provider

Service type

Compensation

PROFESSIONAL CAPITAL SERVICES, LLC4 years

Service code 12 · EIN 23-3038464

1801 MARKET STREET, SUITE 1000 · PHILADELPHIA, PA 19103

Participant communication; Consulting...

$15,146

MORGAN STANLEY SMITH BARNEY2 years

Filed as: MORGAN STANLEY DOMESTIC HOLDINGS LL

Service code 26 · EIN 20-8764829

1 NEW YORK PLAZA · NEW YORK, NY 10004

Advisory (Participants)

$10,361

NORTHWEST FIDUCIARY CONSULTANTS2 years

Service code 26 · EIN 93-1160402

1600 VALLEY RIVER DR · EUGENE, OR 97401

Advisory (Participants)

$8,895

THE BANK OF NEW YORK MELLON4 years

Filed as: BANK OF AMERICA

Service code 26 · EIN 94-1687665

150 N COLLEGE STREET · CHARLOTTE, NC 28255

Advisory (Participants)

$7,112

CENTRAL OREGON PEDIATRIC ASSOCIATES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CENTRAL OREGON PEDIATRIC ASSOCIATES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion