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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,460 | $68,996-51.5% | $159,991-79.1% | $68,495-51.2% |
| Participation rate | 95.2% | 65.4%+29.8pp | 78.0%+17.3pp | 67.9%+27.3pp |
| Annual return | -16.22% | -9.65%-6.6pp | 408.82%-425.0pp | -7.84%-8.4pp |
| Employer contribution / active EE | $0 | $2,212-100.0% | $4,225-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $4,038 | $4,211-4.1% | $6,183-34.7% | $4,028+0.3% |
| Admin fee / account holder | $1,220 | $4,797-74.6% | $8,715-86.0% | $5,403-77.4% |