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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,459 | $62,672-64.2% | $185,117-87.9% | $70,126-68.0% |
| Participation rate | 96.8% | 63.8%+33.0pp | 77.3%+19.5pp | 69.5%+27.2pp |
| Annual return | 15.77% | 40.79%-25.0pp | 40.50%-24.7pp | 73.15%-57.4pp |
| Employer contribution / active EE | $766 | $1,753-56.3% | $4,182-81.7% | $2,343-67.3% |
| Participant deferral / active EE | $2,527 | $3,272-22.8% | $5,045-49.9% | $3,332-24.2% |
| Admin fee / account holder | $814 | $3,932-79.3% | $8,159-90.0% | $4,645-82.5% |