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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,982 | $79,449-54.7% | $189,558-81.0% | $85,856-58.1% |
| Participation rate | 97.0% | 66.0%+31.0pp | 78.5%+18.5pp | 69.3%+27.7pp |
| Annual return | 12.74% | 18.45%-5.7pp | 64.19%-51.4pp | 318.58%-305.8pp |
| Employer contribution / active EE | $0 | $2,081-100.0% | $4,412-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,537 | $4,051-12.7% | $6,174-42.7% | $3,952-10.5% |
| Admin fee / account holder | $3,464 | $5,377-35.6% | $9,809-64.7% | $6,261-44.7% |