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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,838 | $106,008+32.9% | $92,240+52.7% | $147,586-4.6% |
| Participation rate | 76.5% | 80.4%-3.9pp | 76.5%0pp | 82.8%-6.4pp |
| Annual return | 10.80% | 50.05%-39.2pp | 176.29%-165.5pp | 578.59%-567.8pp |
| Employer contribution / active EE | $1,426 | $4,333-67.1% | $3,680-61.2% | $4,876-70.7% |
| Participant deferral / active EE | $5,186 | $4,478+15.8% | $3,897+33.1% | $5,439-4.7% |
| Admin fee / account holder | $23,521 | $6,333+271.4% | $5,194+352.8% | $10,886+116.1% |