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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,821 | $106,280+74.8% | $96,538+92.5% | $139,487+33.2% |
| Participation rate | 83.3% | 77.8%+5.5pp | 74.3%+9.0pp | 80.3%+3.0pp |
| Annual return | 10.26% | 38.48%-28.2pp | 35.74%-25.5pp | 373.84%-363.6pp |
| Employer contribution / active EE | $1,595 | $4,107-61.2% | $3,740-57.4% | $4,755-66.5% |
| Participant deferral / active EE | $5,426 | $5,457-0.6% | $4,880+11.2% | $6,713-19.2% |
| Admin fee / account holder | $32,536 | $7,888+312.5% | $6,737+382.9% | $11,407+185.2% |