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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,820 | $124,351+64.7% | $109,188+87.6% | $167,553+22.2% |
| Participation rate | 69.2% | 79.4%-10.2pp | 75.9%-6.6pp | 82.1%-12.9pp |
| Annual return | 14.55% | 26.04%-11.5pp | 25.76%-11.2pp | 478.89%-464.3pp |
| Employer contribution / active EE | $2,385 | $4,210-43.4% | $3,723-35.9% | $4,840-50.7% |
| Participant deferral / active EE | $11,451 | $5,257+117.8% | $4,654+146.0% | $6,343+80.5% |
| Admin fee / account holder | $2,575 | $7,975-67.7% | $6,755-61.9% | $12,316-79.1% |