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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,030 | $53,128+18.6% | $86,582-27.2% | $70,126-10.1% |
| Participation rate | 100.0% | 65.3%+34.7pp | 73.5%+26.5pp | 69.5%+30.5pp |
| Annual return | 17.54% | 27.66%-10.1pp | 965.08%-947.5pp | 73.15%-55.6pp |
| Employer contribution / active EE | $2,611 | $2,068+26.2% | $2,839-8.1% | $2,343+11.4% |
| Participant deferral / active EE | $6,300 | $2,695+133.8% | $3,609+74.6% | $3,332+89.1% |
| Admin fee / account holder | $2,703 | $3,584-24.6% | $4,904-44.9% | $4,645-41.8% |