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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,451 | $54,763+50.6% | $90,324-8.7% | $72,976+13.0% |
| Participation rate | 94.1% | 65.2%+29.0pp | 73.3%+20.8pp | 69.5%+24.6pp |
| Annual return | 22.38% | 30.63%-8.3pp | 78.15%-55.8pp | 81.02%-58.6pp |
| Employer contribution / active EE | $2,374 | $2,093+13.4% | $2,856-16.9% | $2,440-2.7% |
| Participant deferral / active EE | $7,685 | $2,887+166.2% | $3,885+97.8% | $3,608+113.0% |
| Admin fee / account holder | $7,792 | $3,973+96.1% | $5,356+45.5% | $5,124+52.1% |