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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,677 | $96,691+26.9% | $86,656+41.6% | $139,487-12.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 15.15% | 106.87%-91.7pp | 593.09%-577.9pp | 373.84%-358.7pp |
| Employer contribution / active EE | $391 | $3,267-88.0% | $3,025-87.1% | $4,755-91.8% |
| Participant deferral / active EE | $8,019 | $4,838+65.8% | $4,439+80.6% | $6,713+19.5% |
| Admin fee / account holder | $2,450 | $6,414-61.8% | $5,619-56.4% | $11,407-78.5% |