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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,481 | $95,383+173.1% | $185,837+40.2% | $85,856+203.4% |
| Participation rate | 83.3% | 68.8%+14.6pp | 81.7%+1.6pp | 69.3%+14.0pp |
| Annual return | 14.10% | 23.59%-9.5pp | 122.08%-108.0pp | 318.58%-304.5pp |
| Employer contribution / active EE | $2,439 | $3,313-26.4% | $5,168-52.8% | $2,565-4.9% |
| Participant deferral / active EE | $3,783 | $3,423+10.5% | $5,568-32.1% | $3,952-4.3% |
| Admin fee / account holder | $20,815 | $7,213+188.6% | $16,241+28.2% | $6,261+232.5% |