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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,431 | $77,908+261.2% | $149,696+88.0% | $75,173+274.4% |
| Participation rate | 75.0% | 65.6%+9.4pp | 78.8%-3.8pp | 67.2%+7.8pp |
| Annual return | 16.13% | 31.73%-15.6pp | 134.46%-118.3pp | 160.72%-144.6pp |
| Employer contribution / active EE | $2,274 | $3,138-27.5% | $4,821-52.8% | $2,671-14.9% |
| Participant deferral / active EE | $3,298 | $3,411-3.3% | $5,682-42.0% | $4,126-20.1% |
| Admin fee / account holder | $11,585 | $5,950+94.7% | $13,212-12.3% | $5,651+105.0% |