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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,163 | $75,541+350.3% | $152,093+123.7% | $82,637+311.6% |
| Participation rate | 70.4% | 66.5%+3.8pp | 77.8%-7.4pp | 68.1%+2.3pp |
| Annual return | 9.68% | 32.56%-22.9pp | 66.36%-56.7pp | 53.51%-43.8pp |
| Employer contribution / active EE | $1,726 | $2,622-34.2% | $4,175-58.7% | $2,552-32.4% |
| Participant deferral / active EE | $3,841 | $3,206+19.8% | $5,451-29.5% | $4,126-6.9% |
| Admin fee / account holder | $21,008 | $6,405+228.0% | $14,497+44.9% | $7,339+186.3% |