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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,043 | $91,194-53.9% | $178,486-76.4% | $79,860-47.4% |
| Participation rate | 58.1% | 69.2%-11.1pp | 81.9%-23.8pp | 69.6%-11.5pp |
| Annual return | 13.36% | 24.19%-10.8pp | 151.08%-137.7pp | 31.72%-18.4pp |
| Employer contribution / active EE | $453 | $3,256-86.1% | $5,011-91.0% | $2,471-81.7% |
| Participant deferral / active EE | $2,355 | $3,236-27.2% | $5,202-54.7% | $3,740-37.0% |
| Admin fee / account holder | $458 | $6,751-93.2% | $13,985-96.7% | $5,306-91.4% |