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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,421 | $75,962-66.5% | $154,108-83.5% | $64,173-60.4% |
| Participation rate | 82.1% | 70.4%+11.7pp | 83.0%-0.9pp | 69.6%+12.5pp |
| Annual return | -5.36% | 30.32%-35.7pp | 735.21%-740.6pp | 7.63%-13.0pp |
| Employer contribution / active EE | $224 | $3,350-93.3% | $5,298-95.8% | $2,381-90.6% |
| Participant deferral / active EE | $1,627 | $3,175-48.8% | $5,081-68.0% | $3,470-53.1% |
| Admin fee / account holder | $1,886 | $5,589-66.3% | $13,411-85.9% | $4,887-61.4% |