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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,512 | $84,236-66.2% | $170,435-83.3% | $70,126-59.3% |
| Participation rate | 74.3% | 70.8%+3.5pp | 83.6%-9.3pp | 69.5%+4.7pp |
| Annual return | 14.51% | 23.06%-8.5pp | 205.94%-191.4pp | 73.15%-58.6pp |
| Employer contribution / active EE | $214 | $3,387-93.7% | $5,432-96.1% | $2,343-90.9% |
| Participant deferral / active EE | $1,004 | $3,086-67.5% | $4,939-79.7% | $3,332-69.9% |
| Admin fee / account holder | $4,076 | $5,698-28.5% | $13,881-70.6% | $4,645-12.3% |