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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $599,139 | $185,312+223.3% | $161,489+271.0% | $154,746+287.2% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 15.69% | 103.84%-88.1pp | 89.72%-74.0pp | 172.34%-156.6pp |
| Employer contribution / active EE | $6,245 | $4,769+30.9% | $4,268+46.3% | $4,379+42.6% |
| Participant deferral / active EE | $11,946 | $6,350+88.1% | $5,630+112.2% | $6,730+77.5% |
| Admin fee / account holder | $3,254 | $18,654-82.6% | $16,006-79.7% | $14,365-77.3% |