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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,543 | $175,259+141.7% | $149,723+182.9% | $139,487+203.6% |
| Participation rate | 77.8% | 83.4%-5.6pp | 78.8%-1.0pp | 80.3%-2.6pp |
| Annual return | 7.69% | 166.82%-159.1pp | 134.50%-126.8pp | 373.84%-366.1pp |
| Employer contribution / active EE | $5,517 | $5,478+0.7% | $4,821+14.4% | $4,755+16.0% |
| Participant deferral / active EE | $3,972 | $6,522-39.1% | $5,682-30.1% | $6,713-40.8% |
| Admin fee / account holder | $984 | $16,158-93.9% | $13,215-92.6% | $11,407-91.4% |