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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,838 | $209,422+67.0% | $178,503+96.0% | $158,982+120.0% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.7pp |
| Annual return | 0.80% | 188.81%-188.0pp | 151.12%-150.3pp | 302.99%-302.2pp |
| Employer contribution / active EE | $7,143 | $5,707+25.2% | $5,011+42.5% | $4,763+50.0% |
| Participant deferral / active EE | $7,301 | $5,955+22.6% | $5,202+40.3% | $5,983+22.0% |
| Admin fee / account holder | $2,355 | $17,079-86.2% | $13,987-83.2% | $11,252-79.1% |