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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,651 | $202,342+108.4% | $172,753+144.1% | $152,909+175.8% |
| Participation rate | 80.0% | 87.1%-7.1pp | 82.6%-2.6pp | 82.5%-2.5pp |
| Annual return | 3.03% | 1029.88%-1026.8pp | 803.00%-800.0pp | 345.46%-342.4pp |
| Employer contribution / active EE | $12,886 | $5,857+120.0% | $5,144+150.5% | $4,764+170.5% |
| Participant deferral / active EE | $9,747 | $5,948+63.9% | $5,198+87.5% | $5,851+66.6% |
| Admin fee / account holder | $3,454 | $17,112-79.8% | $13,956-75.3% | $11,601-70.2% |