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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ADVISORY SERVICES & INVESTMENTS LLC Service code 17 · EIN 93-1238515 15 SW COLORADO · BEND, OR 97702 | Pension Consulting | $28,313 |
MOSS ADAMS LLP6 years Service code 10 · EIN 91-0189318 | Accounting | $20,475 |
Filed as: JOHN HANCOCK Service code 10 · EIN 01-0233346 | Accounting | $18,331 |
Filed as: NORTHWEST RETIREMENT PLANS INC Service code 10 · EIN 93-0839718 3235 HILLCREST PARK DR STE 100 · MEDFORD, OR 97504 | Accounting | $7,825 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,273 | $68,878-11.0% | $120,574-49.2% | $80,935-24.3% |
| Participation rate | 100.0% | 61.7%+38.3pp | 71.9%+28.1pp | 67.7%+32.3pp |
| Annual return | 9.93% | 23.67%-13.7pp | 107.42%-97.5pp | 35.66%-25.7pp |
| Employer contribution / active EE | $10,714 | $2,065+418.8% | $3,471+208.7% | $2,757+288.6% |
| Participant deferral / active EE | $7,204 | $3,189+125.9% | $4,996+44.2% | $4,299+67.5% |
| Admin fee / account holder | $513 | $5,782-91.1% | $9,445-94.6% | $6,924-92.6% |