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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ADVISORY SERVICES & INVESTMENTS LLC Service code 17 · EIN 93-1238515 15 SW COLORADO · BEND, OR 97702 | Pension Consulting | $30,992 |
Filed as: JOHN HANCOCK Service code 12 · EIN 01-0233346 | Direct payment from the plan; Contrac... | $17,397 |
MOSS ADAMS LLP4 years Service code 10 · EIN 91-0189318 | Accounting | $14,805 |
Filed as: NORTHWEST RETIREMENT PLANS INC Service code 10 · EIN 93-0839718 3235 HILLCREST PARK DR STE 100 · MEDFORD, OR 97504 | Accounting | $6,750 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,229 | $62,715-26.3% | $104,299-55.7% | $66,949-30.9% |
| Participation rate | 92.3% | 59.6%+32.7pp | 73.3%+19.0pp | 69.8%+22.5pp |
| Annual return | -13.92% | -14.70%+0.8pp | 24.62%-38.5pp | 1.57%-15.5pp |
| Employer contribution / active EE | $4,676 | $1,976+136.7% | $3,373+38.6% | $2,545+83.7% |
| Participant deferral / active EE | $4,862 | $2,852+70.5% | $4,626+5.1% | $4,239+14.7% |
| Admin fee / account holder | $558 | $657-15.0% | $7,339-92.4% | $594-6.0% |