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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ADVISORY SERVICES & INVESTMENTS LLC Service code 17 · EIN 93-1238515 15 SW COLORADO · BEND, OR 97702 | Pension Consulting | $31,443 |
MOSS ADAMS LLP5 years Service code 10 · EIN 91-0189318 | Accounting | $18,795 |
Filed as: JOHN HANCOCK Service code 10 · EIN 01-0233346 | Accounting | $15,285 |
Filed as: NORTHWEST RETIREMENT PLANS INC Service code 10 · EIN 93-0839718 3235 HILLCREST PARK DR STE 100 · MEDFORD, OR 97504 | Accounting | $7,950 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,116 | $57,763+2.3% | $112,228-47.3% | $71,529-17.4% |
| Participation rate | 90.1% | 58.9%+31.2pp | 72.4%+17.7pp | 67.9%+22.2pp |
| Annual return | 12.57% | 18.26%-5.7pp | 30.23%-17.7pp | 28.97%-16.4pp |
| Employer contribution / active EE | $6,032 | $1,916+214.8% | $3,432+75.8% | $2,590+132.9% |
| Participant deferral / active EE | $4,594 | $2,865+60.4% | $4,800-4.3% | $4,291+7.1% |
| Admin fee / account holder | $599 | $1,563-61.7% | $7,752-92.3% | $1,588-62.3% |